Services

Our Proven Workflow

Analyze

Plan

Manage

Project Based Planning

Project based planning is available to be customized to the client’s specific needs. Depending on the project, pricing ranges from a flat fee of $500 to $2,500, or an hourly rate of $250 per hour.

Ongoing Financial Management

Clients can opt for ongoing financial planning, including annual updates, after completing a comprehensive plan. Pricing starts at $300 per quarter and increases with complexity. We’ll meet quarterly or semi-annually, depending on your needs. This service provides proactive financial guidance.

 

Comprehensive Financial Planning

Our advice-only financial planning process involves a comprehensive review, personalized recommendations, and a tailored action plan. We’ll work together to understand your unique situation and create a customized plan to achieve your financial goals. The initial meeting is complimentary. Pricing starts at $1,600 and increases with complexity, with half due upfront and the other half upon plan delivery. The process can take 3 to 6 months.

Areas of Planning

Retirement Planning

Is the process of preparing for retirement by setting goals, identifying income sources, and creating a plan to achieve those goals. The goal is to have enough money to stop working and live independently after retirement.

Education Planning

Is the process of calculating and planning for the educational costs, exploring 529 plans and other college savings opportunities, as well as financial aid and student loan repayment opportunities.

Tax Planning

Is the process of arranging financial affairs in a way that maximizes tax benefits and minimizes tax liabilities. It involves analyzing an individual’s income, expenses, investments and other financial activities to identify potential tax-saving opportunities

Investment Planning

Is the process of understanding your current financial preparedness, identifying your future financial goals, and developing a plan to achieve them.

Insurance Planning

Is the process of selecting insurance policies to protect yourself, your family, and your assets from unexpected financial losses. It’s a key part of a comprehensive financial plan that involves assessing risks and choosing the right coverage to mitigate them.

Estate Planning

Is the process of anticipating and arranging for the management and disposal of a person’s estate during the person’s life in preparation for a person’s future incapacity or death.

Cashflow/Budget Planning

Is the process of estimating a person’s cash in-flows and outflows over a specific period of time. It involves analyzing current cash positions, predicting future cash flow budgets, and implementing control systems to manage liquidity. The goal of cash flow planning is to match funding sources with capital needs and maintain financial stability and growth.

Major Life Events

Plan ahead for career transitions, major purchases, financing, gifting, and inheritance, marriage, new children, and aging parents.

Employment Benefits Maximization

The process of maximizing a person’s employment benefits based on their current financial situation and needs.

Service Pricing

Project based planning

Project customized based on needs. May be flat fee or hourly depending on project.

Starting at

$500 (Flat Fee) or $250 per hour

Ongoing financial planning

Personalized implementation of your annual financial plan.

Starting at

$300/quarter

Comprehensive financial planning

Comprehensive review and analysis of your unique financial situation.

Starting at:

$1,600

Get in touch

Contact Aaron Today

281-682-6604

asmesny@bettertogetherfinancial.com